{"id":79143,"date":"2025-09-19T11:17:48","date_gmt":"2025-09-19T10:17:48","guid":{"rendered":"https:\/\/invoicefly.com\/?p=79143"},"modified":"2026-02-25T12:10:45","modified_gmt":"2026-02-25T11:10:45","slug":"ratio-de-liquidez","status":"publish","type":"post","link":"https:\/\/invoicefly.com\/es\/academy\/liquidity-ratio\/","title":{"rendered":"\u00bfQu\u00e9 es un buen coeficiente de liquidez? La gu\u00eda definitiva"},"content":{"rendered":"\t\t
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A liquidity ratio is one of the most important financial metrics for assessing whether a business can meet its short-term obligations. By comparing assets like cash and receivables against liabilities, liquidity ratios reveal how financially healthy and flexible a company really is. For small businesses, understanding liquidity ratios helps with loan approvals, investor confidence, and day-to-day cash flow management.<\/p>\n\n

In this guide, we’ll explain what liquidity ratios are, the different types, how to calculate them, and what a “good” liquidity ratio looks like for businesses of all sizes.<\/p>\n\n

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What Are Liquidity Ratios?<\/strong><\/h2>\n\n

Liquidity ratios measure your company\u2019s ability to pay short-term obligations (typically due within one year) without raising outside money. In simple terms: Can you pay your bills on time?<\/em><\/p>\n\n

These ratios compare liquid assets<\/strong>\u2014cash, marketable securities, and receivables\u2014to current liabilities<\/strong> like accounts payable and short-term loans. See guides from Investopedia<\/a> and CFI<\/a>.<\/p>\n\n

Key characteristics of liquidity ratios:<\/strong><\/p>\n\n