{"id":84810,"date":"2025-11-26T18:14:39","date_gmt":"2025-11-26T17:14:39","guid":{"rendered":"https:\/\/invoicefly.com\/?p=84810"},"modified":"2026-02-13T11:24:28","modified_gmt":"2026-02-13T10:24:28","slug":"numero-de-referencia-del-adquirente","status":"publish","type":"post","link":"https:\/\/invoicefly.com\/es\/academy\/acquirer-reference-number\/","title":{"rendered":"N\u00famero de referencia de la entidad adquirente y seguimiento de las transacciones"},"content":{"rendered":"\t\t
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An Acquirer Reference Number (often shortened to ARN) is a unique 23-digit reference code assigned to a card payment as it moves through the banking system. This code helps merchants, banks, and customers trace transactions, confirm the path a payment took, and understand where it sits in the refund process.<\/p>\n\n

In simple terms, it\u2019s the digital \u201ctracking ID\u201d used by Visa and Mastercard networks to identify a specific card payment. Whenever a payment or refund moves between a merchant\u2019s bank (the acquiring bank<\/em>) and the customer\u2019s bank (the issuing bank<\/em>), a transaction reference number like an ARN helps everyone involved track the status.<\/p>\n\n

Whether you\u2019re trying to trace the refund, investigate a delay, or verify payments processed for bookkeeping<\/a>, understanding the meaning of an acquirer reference number can help you resolve payment issues much faster.<\/p>\n\n

In this guide, you\u2019ll learn:<\/p>\n\n