{"id":86349,"date":"2026-01-06T16:51:34","date_gmt":"2026-01-06T15:51:34","guid":{"rendered":"https:\/\/invoicefly.com\/?p=86349"},"modified":"2026-02-13T11:09:56","modified_gmt":"2026-02-13T10:09:56","slug":"deudores","status":"publish","type":"post","link":"https:\/\/invoicefly.com\/es\/academy\/debtors\/","title":{"rendered":"Deudores en Contabilidad: Significado, Ejemplos y C\u00f3mo Funcionan"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"86349\" class=\"elementor elementor-86349\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2e29b53e e-flex e-con-boxed e-con e-parent\" data-id=\"2e29b53e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-61184b7b elementor-widget elementor-widget-text-editor\" data-id=\"61184b7b\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\n<p>A debtor is any person or business that owes money, goods, or services to another party (usually because they received value first and will pay later). In day-to-day accounting, \u201cdebtors\u201d often show up as customers who haven\u2019t paid an invoice yet. An important detail that affects cash flow, reporting, and collections.<\/p>\n\n\n\n<p><strong>This guide will cover:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>What debtors are in accounting and where they appear in your books<\/li>\n\n\n\n<li>Debtor rights, obligations, and what happens if payment doesn\u2019t come in<\/li>\n\n\n\n<li>The difference between debtors and creditors\u00a0<\/li>\n\n\n\n<li>How debtors affect your balance sheet, reporting, and collections process<\/li>\n\n\n\n<li>Best practices for managing customer payments and reducing late invoices<\/li>\n<\/ul>\n\n\n\n<p><strong>Before we get into the details:<\/strong> if you want to reduce confusion with customers and get paid faster, start with clear invoices from day one. Invoice Fly\u2019s<a href=\"https:\/\/invoicefly.com\/product\/invoicing-software\/\"> invoicing software<\/a> helps you send professional invoices, track payment status, and follow up consistently\u2014so fewer customer accounts drift into \u201coverdue.\u201d<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-debtors-in-accounting\"><strong>What Are Debtors in Accounting?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/invoicefly.com\/wp-content\/uploads\/2026\/01\/small-business-owner-orders.jpg\" alt=\"Small business owner reviewing orders and invoices on a tablet\" class=\"wp-image-86351\" srcset=\"https:\/\/invoicefly.com\/wp-content\/uploads\/2026\/01\/small-business-owner-orders.jpg 1000w, https:\/\/invoicefly.com\/wp-content\/uploads\/2026\/01\/small-business-owner-orders-300x200.jpg 300w, https:\/\/invoicefly.com\/wp-content\/uploads\/2026\/01\/small-business-owner-orders-768x512.jpg 768w, https:\/\/invoicefly.com\/wp-content\/uploads\/2026\/01\/small-business-owner-orders-710x474.jpg 710w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<p>In accounting, debtors are people or organizations that owe your business money because they\u2019ve already received your goods or services but haven\u2019t paid yet. This is most common when you offer <a href=\"https:\/\/invoicefly.com\/academy\/invoice-payment-terms\/\">payment terms<\/a> like \u201cNet 15\u201d or \u201cNet 30.\u201d<\/p>\n\n\n\n<p>Think of debtors as the <em>unpaid sales<\/em> side of your business\u2014still valuable, but not cash in the bank. Debtors matter because they:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Impact your <a href=\"https:\/\/invoicefly.com\/academy\/cash-flow-problems\/\">cash flow<\/a> (you can\u2019t spend what you haven\u2019t collected)<\/li>\n\n\n\n<li>Influence working capital and liquidity ratios<\/li>\n\n\n\n<li>Affect financial statements like the<a href=\"https:\/\/invoicefly.com\/glossary\/balance-sheet-definition\/\"> balance sheet<\/a> and cash flow reporting<\/li>\n<\/ul>\n\n\n\n<p>In most small businesses, debtors are tracked through accounts receivable and organized through a subsidiary ledger (customer-by-customer detail) that rolls up into your general ledger totals.<\/p>\n\n\n\n<p>After you\u2019ve created a clear billing process, good <a href=\"https:\/\/invoicefly.com\/academy\/small-business-bookkeeping\/\">bookkeeping<\/a> keeps your debtor balances from quietly piling up.<\/p>\n\n\n<div data-elementor-type=\"section\" data-elementor-id=\"67268\" class=\"elementor elementor-67268\" data-elementor-post-type=\"elementor_library\">\n<div class=\"elementor-element elementor-element-3138132 e-flex e-con-boxed e-con e-parent\" data-id=\"3138132\" data-element_type=\"container\">\n<div class=\"e-con-inner\">\n<div class=\"elementor-element elementor-element-e9bb9f2 e-con-full e-flex e-con e-child\" data-id=\"e9bb9f2\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n<div class=\"elementor-element elementor-element-ef3a71f e-con-full e-flex e-con e-child\" data-id=\"ef3a71f\" data-element_type=\"container\">\n<div class=\"elementor-element elementor-element-c0d7a02 elementor-widget elementor-widget-heading\" data-id=\"c0d7a02\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n<h3 class=\"elementor-heading-title elementor-size-default\">Get Started with Invoice Fly&#8217;s Software<\/h3>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-472498a elementor-widget elementor-widget-text-editor\" data-id=\"472498a\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n<p>Invoice Fly is a smart, fast, and easy-to-use invoicing software designed for freelancers, contractors, and small business owners. Create and send invoices, track payments, and manage your business \u2014 all in one place.<\/p>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-c264baf elementor-align-left elementor-widget elementor-widget-button\" data-id=\"c264baf\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/invoicefly.onelink.me\/AeUs\/qohijf8g\"><br \/>\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\"><br \/>\n\t\t\t\t\t\t<span class=\"elementor-button-icon\"><br \/>\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-right-arrow1\"><\/i>\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Started Now<\/span><br \/>\n\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-a9c32b8 e-con-full e-flex e-con e-child\" data-id=\"a9c32b8\" data-element_type=\"container\">\n<div class=\"elementor-element elementor-element-0915656 elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-image\" data-id=\"0915656\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"710\" height=\"643\" src=\"https:\/\/invoicefly.com\/wp-content\/uploads\/2024\/08\/mobile-mockup-3d-1-710x643.png\" class=\"attachment-keydesign-medium-image size-keydesign-medium-image wp-image-23031\" alt=\"Invoice Payments - Accept Payments Online\" srcset=\"https:\/\/invoicefly.com\/wp-content\/uploads\/2024\/08\/mobile-mockup-3d-1-710x643.png 710w, https:\/\/invoicefly.com\/wp-content\/uploads\/2024\/08\/mobile-mockup-3d-1-300x272.png 300w, https:\/\/invoicefly.com\/wp-content\/uploads\/2024\/08\/mobile-mockup-3d-1-1024x928.png 1024w, https:\/\/invoicefly.com\/wp-content\/uploads\/2024\/08\/mobile-mockup-3d-1-768x696.png 768w, https:\/\/invoicefly.com\/wp-content\/uploads\/2024\/08\/mobile-mockup-3d-1.png 1255w\" sizes=\"(max-width: 710px) 100vw, 710px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-debtor-meaning-and-key-points\"><strong>Debtor Meaning and Key Points<\/strong><\/h2>\n\n\n\n<p>Here\u2019s the simplest debtor meaning <a href=\"https:\/\/www.law.cornell.edu\/wex\/debtor\" target=\"_blank\" rel=\"noreferrer noopener\">according to Cornell Law School<\/a>: <em>a debtor owes a debt.<\/em><\/p>\n\n\n\n<p>In business accounting, a debtor typically exists when:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>You deliver a product or service<\/li>\n\n\n\n<li>You issue an invoice<\/li>\n\n\n\n<li>The customer hasn\u2019t paid yet<\/li>\n<\/ol>\n\n\n\n<p>A few practical points that matter for small businesses:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Debtors increase when you make credit sales, and decrease when you collect payments.<\/li>\n\n\n\n<li>Strong invoice policies reduce late payments (clear terms, due dates, and follow-ups).<\/li>\n\n\n\n<li>The longer a balance stays unpaid, the higher the risk it becomes uncollectible.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-debtor-rights-in-business-and-finance\"><strong>Debtor Rights in Business and Finance<\/strong><\/h2>\n\n\n\n<p>Debtors still have rights, even when they\u2019re behind on payment. In the U.S., consumer <a href=\"https:\/\/consumer.ftc.gov\/articles\/debt-collection-faqs\" target=\"_blank\" rel=\"noreferrer noopener\">debt collection<\/a> is regulated, and certain communications and tactics are restricted.<\/p>\n\n\n\n<p>In a business-to-business setting, rights and remedies can depend on:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Your contract terms (payment schedule, late fees, dispute windows)<\/li>\n\n\n\n<li>State laws governing collections and commercial transactions<\/li>\n\n\n\n<li>Whether the debt is secured (collateral) or unsecured<\/li>\n<\/ul>\n\n\n\n<p>If bankruptcy becomes part of the picture, \u201cdebtor\u201d can also refer to the person or entity filing for relief under <a href=\"https:\/\/www.nvb.uscourts.gov\/debtors\/\" target=\"_blank\" rel=\"noreferrer noopener\">bankruptcy<\/a> rules.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-debtor-obligations-and-responsibilities\"><strong>Debtor Obligations and Responsibilities<\/strong><\/h2>\n\n\n\n<p>A debtor\u2019s responsibilities usually start with the agreement they accepted\u2014explicitly (signed contract) or implicitly (accepted quote\/estimate and received the service).<\/p>\n\n\n\n<p>Common obligations include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Paying the correct amount by the due date<\/li>\n\n\n\n<li>Following dispute procedures (if the invoice is contested)<\/li>\n\n\n\n<li>Communicating promptly if payment timing changes<\/li>\n\n\n\n<li>Complying with interest or late-fee terms if those were disclosed upfront<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-happens-when-a-debtor-doesn-t-pay\"><strong>What Happens When a Debtor Doesn\u2019t Pay?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/invoicefly.com\/wp-content\/uploads\/2026\/01\/accountant-reviewing-financial-data-laptop.jpg\" alt=\"Professional reviewing accounts receivable data on a laptop\" class=\"wp-image-86352\" srcset=\"https:\/\/invoicefly.com\/wp-content\/uploads\/2026\/01\/accountant-reviewing-financial-data-laptop.jpg 1000w, https:\/\/invoicefly.com\/wp-content\/uploads\/2026\/01\/accountant-reviewing-financial-data-laptop-300x200.jpg 300w, https:\/\/invoicefly.com\/wp-content\/uploads\/2026\/01\/accountant-reviewing-financial-data-laptop-768x512.jpg 768w, https:\/\/invoicefly.com\/wp-content\/uploads\/2026\/01\/accountant-reviewing-financial-data-laptop-710x474.jpg 710w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<p>When a debtor doesn\u2019t pay, the \u201cwhat now?\u201d depends on your credit terms, your relationship with the customer, and the age and size of the balance.<\/p>\n\n\n\n<p>A practical escalation path often looks like this:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Reminder<\/strong> shortly after the due date (friendly tone, resend invoice)<\/li>\n\n\n\n<li><strong>Second notice<\/strong> with a clear deadline and payment options<\/li>\n\n\n\n<li><strong>Phone call<\/strong> to confirm receipt and resolve disputes<\/li>\n\n\n\n<li><strong>Final notice<\/strong> stating next steps (pause services, late fees, collections)<\/li>\n\n\n\n<li><strong>Collections or legal action<\/strong> if the amount and likelihood of recovery justify it<\/li>\n<\/ol>\n\n\n\n<p>Accounting-wise, long-overdue balances may eventually be moved into a bad-debt process. Under <a href=\"https:\/\/invoicefly.com\/academy\/accrual-basis-accounting\/\">accrual accounting<\/a>, you may need a bad debt expense and allowance approach.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-penalties-and-risks-for-debtors\"><strong>Penalties and Risks for Debtors<\/strong><\/h2>\n\n\n\n<p>For debtors, the consequences of nonpayment can range from mild to severe depending on the setting:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Late fees or interest<\/strong> (if permitted by contract and state law)<\/li>\n\n\n\n<li><strong>Service interruption<\/strong> (common in recurring services or subscriptions)<\/li>\n\n\n\n<li><strong>Damage to business credit<\/strong> (B2B payment history can affect access to trade credit)<\/li>\n\n\n\n<li><strong>Collection efforts<\/strong> that add pressure and cost<\/li>\n\n\n\n<li><strong>Legal action<\/strong> such as a demand letter, small claims, or civil suit<\/li>\n<\/ul>\n\n\n\n<p>For your business, the risks are just as real:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Uncollected invoices create cash crunches and missed opportunities<\/li>\n\n\n\n<li>Time spent chasing payments drains productivity<\/li>\n\n\n\n<li>High receivables can make your business look weaker to lenders<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-debtors-vs-creditors-explained\"><strong>Debtors vs Creditors Explained<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"527\" src=\"https:\/\/invoicefly.com\/wp-content\/uploads\/2026\/01\/freelancer-reviewing-bills-and-invoices.jpg\" alt=\"Woman reviewing bills and invoices in a home office\" class=\"wp-image-86353\" srcset=\"https:\/\/invoicefly.com\/wp-content\/uploads\/2026\/01\/freelancer-reviewing-bills-and-invoices.jpg 1000w, https:\/\/invoicefly.com\/wp-content\/uploads\/2026\/01\/freelancer-reviewing-bills-and-invoices-300x158.jpg 300w, https:\/\/invoicefly.com\/wp-content\/uploads\/2026\/01\/freelancer-reviewing-bills-and-invoices-768x405.jpg 768w, https:\/\/invoicefly.com\/wp-content\/uploads\/2026\/01\/freelancer-reviewing-bills-and-invoices-710x374.jpg 710w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<p>The easiest way to remember this:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>debtor vs creditor<\/strong>: debtor owes money; creditor receives money.<\/li>\n<\/ul>\n\n\n\n<p>This also flips depending on whose books you\u2019re looking at:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>On <em>your<\/em> books, a customer who hasn\u2019t paid is a debtor.<\/li>\n\n\n\n<li>On the <em>customer\u2019s<\/em> books, they record a payable and you are their creditor.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-is-a-customer-a-debtor\"><strong>Is a Customer a Debtor?<\/strong><\/h2>\n\n\n\n<p>Often, yes. A customer becomes a debtor the moment they receive goods\/services on credit and haven\u2019t paid yet.<\/p>\n\n\n\n<p>In a small business context, it\u2019s usually:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A customer with an unpaid invoice<\/li>\n\n\n\n<li>A client on a payment plan<\/li>\n\n\n\n<li>A business account billed after delivery (common in contracting)<\/li>\n<\/ul>\n\n\n\n<p>This distinction matters because it affects follow-up timing, customer communication, and the way you forecast incoming cash.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-are-debtors-assets-on-the-balance-sheet\"><strong>Are Debtors Assets on the Balance Sheet?<\/strong><\/h2>\n\n\n\n<p>Yes, most of the time. Debtors are typically classified as current assets because they represent money you expect to receive within a year (often within 30\u201390 days).<\/p>\n\n\n\n<p>In standard formats, debtors appear under:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Current assets \u2192 Accounts receivable (trade receivables)<\/li>\n<\/ul>\n\n\n\n<p>That said, not every receivable is equally valuable. Older balances may be harder to collect. Many businesses use an aging schedule to review:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Current (not overdue)<\/li>\n\n\n\n<li>1\u201330 days overdue<\/li>\n\n\n\n<li>31\u201360 days overdue<\/li>\n\n\n\n<li>61\u201390 days overdue<\/li>\n\n\n\n<li>90+ days overdue<\/li>\n<\/ul>\n\n\n\n<p>If you\u2019re building a reporting stack, keeping your accounts organized is critical. A clean<a href=\"https:\/\/invoicefly.com\/glossary\/chart-of-accounts\/\"> chart of accounts<\/a> makes it easier to track receivables, deposits, sales, and write-offs without messy rework later.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-debtor-examples-in-real-businesses\"><strong>Debtor Examples in Real Businesses<\/strong><\/h2>\n\n\n\n<p>A clear debtor example helps connect the definition to daily operations:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Plumber:<\/strong> Completes a repair and invoices the property manager with Net 30 terms. Until payment arrives, the property manager is the plumber\u2019s debtor.<\/li>\n\n\n\n<li><strong>Freelance designer:<\/strong> Delivers brand assets and invoices the client for the remaining 50% balance due in 15 days. The client is the debtor until the invoice is paid.<\/li>\n\n\n\n<li><strong>Wholesale supplier:<\/strong> Ships inventory to a retail shop on trade credit. The retail shop is the debtor; the supplier records the amount as accounts receivable.<\/li>\n\n\n\n<li><strong>Software agency:<\/strong> Bills milestones after delivery. Each unpaid milestone invoice creates a debtor balance until settled.<\/li>\n<\/ul>\n\n\n\n<p>In each case, the debtor isn\u2019t necessarily&nbsp; \u201cbad\u201d, they\u2019re just unpaid. The goal is to keep that unpaid period short, predictable, and professionally managed.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-businesses-manage-debtors-and-collections\"><strong>How Businesses Manage Debtors and Collections<\/strong><\/h2>\n\n\n\n<p>Managing debtors is mostly about preventing delays before they happen and responding quickly when they do.<\/p>\n\n\n\n<p>Here are practical habits that work for many U.S. small businesses:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-1-use-clear-terms-and-consistent-documentation\"><strong>1) Use clear terms and consistent documentation<\/strong><\/h3>\n\n\n\n<p>Make sure every <a href=\"https:\/\/invoicefly.com\/academy\/what-is-an-invoice\/\">invoice<\/a> includes:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Due date and terms (Net 15\/30)<\/li>\n\n\n\n<li>Itemized scope and prices<\/li>\n\n\n\n<li>Payment methods and instructions<\/li>\n\n\n\n<li>Late fee policy (where allowed)<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2-standardize-your-follow-up-schedule\"><strong>2) Standardize your follow-up schedule<\/strong><\/h3>\n\n\n\n<p>A simple process usually beats an aggressive one. Example:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Reminder at 3 days overdue<\/li>\n\n\n\n<li>Second reminder at 10 days overdue<\/li>\n\n\n\n<li>Call at 14 days overdue<\/li>\n\n\n\n<li>Final notice at 21 days overdue<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-3-track-debtor-balances-like-a-kpi\"><strong>3) Track debtor balances like a KPI<\/strong><\/h3>\n\n\n\n<p>Even if you\u2019re not doing advanced finance, watching receivables and overdue totals helps you avoid surprises. Many owners also monitor cash inflows and <a href=\"https:\/\/invoicefly.com\/academy\/overhead-meaning\/\">overhead<\/a> together.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-4-know-when-to-stop-work\"><strong>4) Know when to stop work<\/strong><\/h3>\n\n\n\n<p>For service businesses, continuing work while invoices are overdue is a common way debt grows. Clear pause policies protect your time and reduce risk.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-5-escalate-thoughtfully\"><strong>5) Escalate thoughtfully<\/strong><\/h3>\n\n\n\n<p>If a customer is unresponsive and the amount is meaningful:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Consider a demand letter<\/li>\n\n\n\n<li>Evaluate small claims options<\/li>\n\n\n\n<li>Use a reputable collection approach consistent with consumer protection rules (where applicable)<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bank-debtors-and-bank-creditors\"><strong>Bank Debtors and Bank Creditors<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/invoicefly.com\/wp-content\/uploads\/2026\/01\/business-professional-sending-invoice-laptop.jpg\" alt=\"Business professional sending invoices and managing payments\" class=\"wp-image-86354\" srcset=\"https:\/\/invoicefly.com\/wp-content\/uploads\/2026\/01\/business-professional-sending-invoice-laptop.jpg 1000w, https:\/\/invoicefly.com\/wp-content\/uploads\/2026\/01\/business-professional-sending-invoice-laptop-300x200.jpg 300w, https:\/\/invoicefly.com\/wp-content\/uploads\/2026\/01\/business-professional-sending-invoice-laptop-768x512.jpg 768w, https:\/\/invoicefly.com\/wp-content\/uploads\/2026\/01\/business-professional-sending-invoice-laptop-710x474.jpg 710w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<p>Banks use the same concepts, just at scale:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If you take a business loan, you become the bank\u2019s debtor.<\/li>\n\n\n\n<li>The bank becomes the creditor because it is owed repayment.<\/li>\n<\/ul>\n\n\n\n<p>The \u201csecured vs unsecured\u201d piece matters here:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Secured debt<\/strong>: backed by collateral (like equipment or property)<\/li>\n\n\n\n<li><strong>Unsecured debt<\/strong>: not backed by collateral (often higher rates or stricter underwriting)<\/li>\n<\/ul>\n\n\n\n<p>If you\u2019re planning financing and want to model monthly payments before you borrow, a<a href=\"https:\/\/invoicefly.com\/free-resources\/free-calculators\/loan-calculator\/\"> loan calculator<\/a> can help you estimate repayment scenarios and avoid overcommitting cash flow.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-laws-that-protect-debtors\"><strong>Laws That Protect Debtors<\/strong><\/h2>\n\n\n\n<p><a href=\"https:\/\/www.consumerfinance.gov\/ask-cfpb\/what-laws-limit-what-debt-collectors-can-say-or-do-en-329\/\" target=\"_blank\" rel=\"noreferrer noopener\">In the U.S.<\/a>, debtor protections depend on whether the debt is consumer or commercial, and on federal and state rules.<br><br>If you\u2019re collecting as a small business, it\u2019s smart to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Keep communications professional and documented<\/li>\n\n\n\n<li>Avoid threats or misleading statements<\/li>\n\n\n\n<li>Follow your contract terms and applicable laws<\/li>\n\n\n\n<li>Escalate to legal help when amounts justify it<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-ready-to-take-control-of-debtor-balances-and-cash-flow\"><strong>Ready to take control of debtor balances and cash flow?<\/strong><\/h2>\n\n\n\n<p>At some point, every growing business needs a repeatable receivables workflow. The practical goal is simple: keep debtor balances visible, invoices clear, and follow-ups consistent\u2014so you spend less time chasing payments and more time doing billable work.To simplify the process, use Invoice Fly\u2019s<a href=\"https:\/\/invoicefly.com\/product\/invoicing-software\/\"> invoicing software<\/a> to send invoices with clear terms, track what\u2019s overdue, and keep customer communication organized.<\/p>\n\n\n<div data-elementor-type=\"section\" data-elementor-id=\"67268\" class=\"elementor elementor-67268\" data-elementor-post-type=\"elementor_library\">\n<div class=\"elementor-element elementor-element-3138132 e-flex e-con-boxed e-con e-parent\" data-id=\"3138132\" data-element_type=\"container\">\n<div class=\"e-con-inner\">\n<div class=\"elementor-element elementor-element-e9bb9f2 e-con-full e-flex e-con e-child\" data-id=\"e9bb9f2\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n<div class=\"elementor-element elementor-element-ef3a71f e-con-full e-flex e-con e-child\" data-id=\"ef3a71f\" data-element_type=\"container\">\n<div class=\"elementor-element elementor-element-c0d7a02 elementor-widget elementor-widget-heading\" data-id=\"c0d7a02\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n<h3 class=\"elementor-heading-title elementor-size-default\">Get Started with Invoice Fly&#8217;s Software<\/h3>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-472498a elementor-widget elementor-widget-text-editor\" data-id=\"472498a\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n<p>Invoice Fly is a smart, fast, and easy-to-use invoicing software designed for freelancers, contractors, and small business owners. Create and send invoices, track payments, and manage your business \u2014 all in one place.<\/p>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-c264baf elementor-align-left elementor-widget elementor-widget-button\" data-id=\"c264baf\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/invoicefly.onelink.me\/AeUs\/qohijf8g\"><br \/>\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\"><br \/>\n\t\t\t\t\t\t<span class=\"elementor-button-icon\"><br \/>\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-right-arrow1\"><\/i>\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Started Now<\/span><br \/>\n\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-a9c32b8 e-con-full e-flex e-con e-child\" data-id=\"a9c32b8\" data-element_type=\"container\">\n<div class=\"elementor-element elementor-element-0915656 elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-image\" data-id=\"0915656\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"710\" height=\"643\" src=\"https:\/\/invoicefly.com\/wp-content\/uploads\/2024\/08\/mobile-mockup-3d-1-710x643.png\" class=\"attachment-keydesign-medium-image size-keydesign-medium-image wp-image-23031\" alt=\"Invoice Payments - Accept Payments Online\" srcset=\"https:\/\/invoicefly.com\/wp-content\/uploads\/2024\/08\/mobile-mockup-3d-1-710x643.png 710w, https:\/\/invoicefly.com\/wp-content\/uploads\/2024\/08\/mobile-mockup-3d-1-300x272.png 300w, https:\/\/invoicefly.com\/wp-content\/uploads\/2024\/08\/mobile-mockup-3d-1-1024x928.png 1024w, https:\/\/invoicefly.com\/wp-content\/uploads\/2024\/08\/mobile-mockup-3d-1-768x696.png 768w, https:\/\/invoicefly.com\/wp-content\/uploads\/2024\/08\/mobile-mockup-3d-1.png 1255w\" sizes=\"(max-width: 710px) 100vw, 710px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7fcd73d e-flex e-con-boxed e-con e-parent\" data-id=\"7fcd73d\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5a0f3ff5 elementor-widget elementor-widget-heading\" data-id=\"5a0f3ff5\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQs about Debtors<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45fc9b7 e-flex e-con-boxed e-con e-parent\" data-id=\"45fc9b7\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ebdd9ff elementor-widget__width-initial elementor-widget elementor-widget-elementskit-accordion\" data-id=\"ebdd9ff\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"elementskit-accordion.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\n        <div class=\"elementskit-accordion accoedion-primary\" id=\"accordion-69f1d7e30ce1c\">\n\n            \n                <div class=\"elementskit-card active\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-0-ebdd9ff\">\n                        <a href=\"#collapse-8065b3c69f1d7e30ce1c\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-8065b3c69f1d7e30ce1c\" aria-expanded=\"true\" aria-controls=\"Collapse-8065b3c69f1d7e30ce1c\">\n                            \n                            <span class=\"ekit-accordion-title\">1. Who is the debtor and creditor?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-8065b3c69f1d7e30ce1c\" class=\" show collapse\" aria-labelledby=\"primaryHeading-0-ebdd9ff\" data-parent=\"#accordion-69f1d7e30ce1c\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>The debtor is the person or business that owes money. The creditor is the person or business that is owed money. <\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card active\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-1-ebdd9ff\">\n                        <a href=\"#collapse-d5b379969f1d7e30ce1c\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-d5b379969f1d7e30ce1c\" aria-expanded=\"true\" aria-controls=\"Collapse-d5b379969f1d7e30ce1c\">\n                            \n                            <span class=\"ekit-accordion-title\">2. Is a customer a debtor or creditor?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-d5b379969f1d7e30ce1c\" class=\" show collapse\" aria-labelledby=\"primaryHeading-1-ebdd9ff\" data-parent=\"#accordion-69f1d7e30ce1c\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>A customer is a debtor when they\u2019ve received goods or services and haven\u2019t paid yet. If they prepaid or have a credit balance, the roles can flip depending on the situation and the accounting treatment. <\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card active\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-2-ebdd9ff\">\n                        <a href=\"#collapse-cd09c8369f1d7e30ce1c\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-cd09c8369f1d7e30ce1c\" aria-expanded=\"true\" aria-controls=\"Collapse-cd09c8369f1d7e30ce1c\">\n                            \n                            <span class=\"ekit-accordion-title\">3. What are the rights of debtors?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-cd09c8369f1d7e30ce1c\" class=\" show collapse\" aria-labelledby=\"primaryHeading-2-ebdd9ff\" data-parent=\"#accordion-69f1d7e30ce1c\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>In the U.S., debtors have the right to fair and lawful treatment. This includes protection from harassment or misleading claims, the right to receive accurate information about the debt, the ability to dispute incorrect charges, and limits on when and how collectors can contact them. Consumer debts are protected by federal and state laws, while business debtor rights are usually defined by contract terms and commercial law.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card active\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-3-ebdd9ff\">\n                        <a href=\"#collapse-460c24b69f1d7e30ce1c\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-460c24b69f1d7e30ce1c\" aria-expanded=\"true\" aria-controls=\"Collapse-460c24b69f1d7e30ce1c\">\n                            \n                            <span class=\"ekit-accordion-title\">4. What&#039;s the worst a debt collector can do?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-460c24b69f1d7e30ce1c\" class=\" show collapse\" aria-labelledby=\"primaryHeading-3-ebdd9ff\" data-parent=\"#accordion-69f1d7e30ce1c\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Collectors can pursue repayment through legal channels, but they cannot use harassment or deceptive tactics. <\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card active\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-4-ebdd9ff\">\n                        <a href=\"#collapse-10f451369f1d7e30ce1c\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-10f451369f1d7e30ce1c\" aria-expanded=\"true\" aria-controls=\"Collapse-10f451369f1d7e30ce1c\">\n                            \n                            <span class=\"ekit-accordion-title\">5. Can I lose my house for not paying credit cards?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-10f451369f1d7e30ce1c\" class=\" show collapse\" aria-labelledby=\"primaryHeading-4-ebdd9ff\" data-parent=\"#accordion-69f1d7e30ce1c\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Credit cards are usually unsecured debt, so there\u2019s typically no direct collateral claim like a mortgage. However, if a creditor sues and gets a judgment, collection remedies can vary by state and circumstances. <\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                                                        <script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"1. Who is the debtor and creditor?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>The debtor is the person or business that owes money. The creditor is the person or business that is owed money. <\/p>\"}},{\"@type\":\"Question\",\"name\":\"2. Is a customer a debtor or creditor?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>A customer is a debtor when they\u2019ve received goods or services and haven\u2019t paid yet. If they prepaid or have a credit balance, the roles can flip depending on the situation and the accounting treatment. <\/p>\"}},{\"@type\":\"Question\",\"name\":\"3. What are the rights of debtors?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>In the U.S., debtors have the right to fair and lawful treatment. This includes protection from harassment or misleading claims, the right to receive accurate information about the debt, the ability to dispute incorrect charges, and limits on when and how collectors can contact them. Consumer debts are protected by federal and state laws, while business debtor rights are usually defined by contract terms and commercial law.<\/p>\"}},{\"@type\":\"Question\",\"name\":\"4. What&#039;s the worst a debt collector can do?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Collectors can pursue repayment through legal channels, but they cannot use harassment or deceptive tactics. <\/p>\"}},{\"@type\":\"Question\",\"name\":\"5. Can I lose my house for not paying credit cards?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Credit cards are usually unsecured debt, so there\u2019s typically no direct collateral claim like a mortgage. However, if a creditor sues and gets a judgment, collection remedies can vary by state and circumstances. <\/p>\"}}]}<\/script>\n                                <\/div>\n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>A debtor is any person or business that owes money, goods, or services to another party (usually because they received value first and will pay later). In day-to-day accounting, \u201cdebtors\u201d often show up as customers who haven\u2019t paid an invoice yet. An important detail that affects cash flow, reporting, and collections. This guide will cover: [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":86350,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[159,156],"tags":[],"ppma_author":[101],"class_list":["post-86349","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-accounting","category-manage-your-business","author-ellie-mckenna"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.8 (Yoast SEO v25.8) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Debtors: Definition, Examples &amp; Role in Accounting &#8211; Invoice Fly<\/title>\n<meta name=\"description\" content=\"Learn what debtors are, how they work in accounting, and the difference between debtors vs. creditors with examples and concepts for business.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/invoicefly.com\/es\/academia\/deudores\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Debtors in Accounting: Meaning, Examples &amp; How They Work\" \/>\n<meta property=\"og:description\" content=\"Learn what debtors are, how they work in accounting, and the difference between debtors vs. creditors with examples and concepts for business.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/invoicefly.com\/es\/academia\/deudores\/\" \/>\n<meta property=\"og:site_name\" content=\"Invoice Fly\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/invoiceflyapp\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-06T15:51:34+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-13T10:09:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/invoicefly.com\/wp-content\/uploads\/2026\/01\/debtors-in-accounting-definition-and-management.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1552\" \/>\n\t<meta property=\"og:image:height\" content=\"1034\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Ellie McKenna\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ellie McKenna\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":[\"Article\",\"BlogPosting\"],\"@id\":\"https:\/\/invoicefly.com\/academy\/debtors\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/invoicefly.com\/academy\/debtors\/\"},\"author\":{\"name\":\"Ellie McKenna\",\"@id\":\"https:\/\/invoicefly.com\/#\/schema\/person\/9b249016c98109514c1c9ed16562ce67\"},\"headline\":\"Debtors in Accounting: Meaning, Examples &amp; How They Work\",\"datePublished\":\"2026-01-06T15:51:34+00:00\",\"dateModified\":\"2026-02-13T10:09:56+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/invoicefly.com\/academy\/debtors\/\"},\"wordCount\":1776,\"publisher\":{\"@id\":\"https:\/\/invoicefly.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/invoicefly.com\/academy\/debtors\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/invoicefly.com\/wp-content\/uploads\/2026\/01\/debtors-in-accounting-definition-and-management.webp\",\"articleSection\":[\"Accounting\",\"Manage your business\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/invoicefly.com\/academy\/debtors\/\",\"url\":\"https:\/\/invoicefly.com\/academy\/debtors\/\",\"name\":\"Debtors: Definition, Examples & Role in Accounting &#8211; Invoice Fly\",\"isPartOf\":{\"@id\":\"https:\/\/invoicefly.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/invoicefly.com\/academy\/debtors\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/invoicefly.com\/academy\/debtors\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/invoicefly.com\/wp-content\/uploads\/2026\/01\/debtors-in-accounting-definition-and-management.webp\",\"datePublished\":\"2026-01-06T15:51:34+00:00\",\"dateModified\":\"2026-02-13T10:09:56+00:00\",\"description\":\"Learn what debtors are, how they work in accounting, and the difference between debtors vs. creditors with examples and concepts for business.\",\"breadcrumb\":{\"@id\":\"https:\/\/invoicefly.com\/academy\/debtors\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/invoicefly.com\/academy\/debtors\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/invoicefly.com\/academy\/debtors\/#primaryimage\",\"url\":\"https:\/\/invoicefly.com\/wp-content\/uploads\/2026\/01\/debtors-in-accounting-definition-and-management.webp\",\"contentUrl\":\"https:\/\/invoicefly.com\/wp-content\/uploads\/2026\/01\/debtors-in-accounting-definition-and-management.webp\",\"width\":1552,\"height\":1034,\"caption\":\"debtors in accounting definition and management\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/invoicefly.com\/academy\/debtors\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Invoice Fly\",\"item\":\"https:\/\/invoicefly.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Manage your business\",\"item\":\"https:\/\/invoicefly.com\/academy\/category\/manage-your-business\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Legal &amp; Taxes\",\"item\":\"https:\/\/invoicefly.com\/academy\/category\/manage-your-business\/legal-taxes\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Debtors in Accounting: Meaning, Examples &amp; How They Work\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/invoicefly.com\/#website\",\"url\":\"https:\/\/invoicefly.com\/\",\"name\":\"Invoice Fly\",\"description\":\"The Best Invoice App\",\"publisher\":{\"@id\":\"https:\/\/invoicefly.com\/#organization\"},\"alternateName\":\"Invoice Fly\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/invoicefly.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/invoicefly.com\/#organization\",\"name\":\"Invoice Fly\",\"alternateName\":\"Invoice Fly\",\"url\":\"https:\/\/invoicefly.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/invoicefly.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/invoicefly.com\/wp-content\/uploads\/2023\/09\/invoice-fly-logo.png\",\"contentUrl\":\"https:\/\/invoicefly.com\/wp-content\/uploads\/2023\/09\/invoice-fly-logo.png\",\"width\":524,\"height\":113,\"caption\":\"Invoice Fly\"},\"image\":{\"@id\":\"https:\/\/invoicefly.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/invoiceflyapp\/\",\"https:\/\/www.instagram.com\/invoiceflyapp\/\",\"https:\/\/www.tiktok.com\/@invoicefly\",\"https:\/\/www.youtube.com\/channel\/UCS20FuF4lzTotiD3cOHKYTg\"],\"description\":\"Invoice Fly helps you send estimates & invoices, collect credit card and online payments fast, build reports, track expenses, organize your clients and items and run your home service business with ease.\\u2028\",\"legalName\":\"Invoice Fly\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/invoicefly.com\/#\/schema\/person\/9b249016c98109514c1c9ed16562ce67\",\"name\":\"Ellie McKenna\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/invoicefly.com\/#\/schema\/person\/image\/778653f85262ef4c5d182923e5bf34b0\",\"url\":\"https:\/\/invoicefly.com\/wp-content\/uploads\/2024\/12\/1713359745033.jpg\",\"contentUrl\":\"https:\/\/invoicefly.com\/wp-content\/uploads\/2024\/12\/1713359745033.jpg\",\"caption\":\"Ellie McKenna\"},\"description\":\"Ellie McKenna - Author Profile Name: Ellie McKenna Email: emckcreativesolutions@gmail.com LinkedIn: linkedin.com\/in\/ellie-mckenna Professional Status: Freelance Copywriter and Content Writer; Copywriter at Vistaprint Location: Barcelona, Spain (Originally from Ireland - EUA Market) About Ellie McKenna Ellie McKenna is a dynamic copywriter and content strategist with over five years of experience crafting compelling narratives for global brands, agencies, and in-house teams. Based in Barcelona and hailing from Ireland, Ellie specializes in transforming complex ideas into clear, engaging, and results-driven content. Her work spans industries like lifestyle, finance, travel, and technology, with a portfolio featured in prestigious publications such as TimeOut, The Mirror, and The Telegraph. With a BSc in Business Advertising and an MSc in Digital Marketing, Communications, and Leadership, Ellie blends creativity with strategic insight to deliver content that resonates with audiences and drives conversions. Known for her quick wit and outside-the-box thinking, she\u2019s trusted by clients like Pfizer, Giorgio Armani, LVMH, and Vistaprint for her ability to make the content creation process seamless and impactful. When not writing, Ellie can be found exploring craft shops, diving into a new hobby, or reading the latest Dolly Alderton novel. Qualifications Master of Science in Digital Marketing, Communications, and Leadership, University of Ulster, UK (Graduated 2019) Bachelor of Science in Business Advertising, University College Dublin, Ireland (Graduated 2018) Professional Development: SEO Copywriting Certification (2022) Voice-Over and Animation Scriptwriting Workshop (2021) Google Ads and Analytics Training (2020) Areas of Specialization Content Writing: Long-form blog posts, articles, and press releases optimized for SEO and engagement. Copywriting: Persuasive website copy, email campaigns, social media content, and PR materials that convert. Voice-Over &amp; Technical Animation Scripts: Polished scripts for video content, including explainer videos and branded series (for example: Armani\u2019s visual search videos). SEO Content Strategy: Crafting keyword-driven content to boost search rankings and backlinks. Brand Messaging: Developing authentic, human-centered brand voices for startups and global companies. Content Marketing: Creating campaigns that secure coverage in high-profile outlets like TimeOut and The Telegraph. Professional Experience Copywriter | Vistaprint, Barcelona, Spain (Apr. 2024 \u2013 Present) Create copy for email campaigns, blog posts, PR, social media, and marketing experiences (MX) for a global printing and marketing brand. Collaborate with design and marketing teams to develop cohesive, conversion-focused content. Optimize content for SEO, contributing to increased user engagement and click-through rates. Voice-Over and Technical Animation Script Copywriter | Propulse Video (TransPerfect), Barcelona, Spain (Jan. 2022 \u2013 Present) Write concise, engaging scripts for branded video series, including a three-part visual search video for Giorgio Armani. Ensure scripts align with client tone and objectives, delivering luxurious yet accessible messaging. Contribute to creative development, from narrative planning to post-production feedback. Freelance Copywriter | EMCK Creative Copywriting, Remote (Jan. 2022 \u2013 Present) Provide copywriting and content services for global clients, including Pfizer, LVMH, Samsung, and M\u00e9decins Sans Fronti\u00e8res. Specialize in voice-over scripts, SEO blogs, and brand messaging for women-led and women-focused brands. Secure backlinks and coverage in publications like TimeOut, The Mirror, and The Telegraph through strategic content marketing. Communication and Engagement Officer | Department for Communities, Belfast, UK (Nov. 2023 \u2013 Apr. 2024) Developed communication strategies and content for community engagement initiatives. Produced internal and external communications, including reports and public-facing materials. Content Marketing Executive | Minty Digital, Barcelona, Spain (Jan. 2023 \u2013 Nov. 2023) Created long-form SEO content for lifestyle, finance, and travel sectors, securing backlinks in global publications. Managed content calendars and collaborated with clients to align content with marketing goals. Utilized Google Analytics to optimize content performance, increasing organic traffic by 20% for key campaigns. Marketing and Communication Officer | Northern Ireland Civil Service (DAERA NI), Belfast, UK (Dec. 2020 \u2013 Jan. 2023) Produced marketing materials and communications for agricultural and environmental programs. Led content creation for digital and print campaigns, enhancing public awareness and engagement. Affiliate Marketing and Content Executive | Westwood One, Greater New York City Area, USA (Oct. 2018 \u2013 Sep. 2019) Developed affiliate marketing content and campaigns for a leading media company. Wrote blog posts, emails, and social media content to drive affiliate conversions. Previous Achievements Secured backlinks and coverage in TimeOut, The Mirror, and The Telegraph for lifestyle, finance, and travel content at Minty Digital. Wrote a three-part voice-over script series for Giorgio Armani\u2019s visual search functionality, praised for its luxurious tone and clarity. Increased organic traffic by 20% for Minty Digital\u2019s content campaigns through SEO optimization (2023). Published content for Vistaprint that improved email campaign click-through rates by 15% (2024). Recognized by B\u00e9im Digital\u2019s CEO for delivering \u201cremarkable\u201d content that drove tangible results. References Eamon Corcoran, CEO, B\u00e9im Digital: \u201cEllie\u2019s ability to turn ideas into compelling copy is nothing short of remarkable. Her content resonates and drives results.\u201d Available Upon Request: Additional references from clients like Propulse Video and Vistaprint. Contact For collaboration inquiries or to discuss your project, reach out to Ellie at emckcreativesolutions@gmail.com or connect via LinkedIn. Visit elliemckenna.com to explore her portfolio and services.\",\"sameAs\":[\"http:\/\/elliemckenna.com\",\"https:\/\/www.linkedin.com\/in\/ellie-mckenna\/\"],\"gender\":\"female\",\"award\":[\"Eamon Corcoran\",\"CEO\",\"B\u00e9im Digital: \u201cEllie\u2019s ability to turn ideas into compelling copy is nothing short of remarkable. Her content resonates and drives results.\u201d Available Upon Request: Additional references from clients like Propulse Video and Vistaprint\"],\"knowsAbout\":[\"Invoicing\",\"SaaS\",\"Mobile Apps\",\"Accounting\",\"Home Service Industry. Content Writing: Long-form blog posts\",\"articles\",\"and press releases optimized for SEO and engagement. Copywriting: Persuasive website copy\",\"email campaigns\",\"social media content\",\"and PR materials that convert. Voice-Over & Technical Animation Scripts: Polished scripts for video content\",\"including explainer videos and branded series (e.g.\",\"Armani\u2019s visual search videos). SEO Content Strategy: Crafting keyword-driven content to boost search rankings and backlinks. Brand Messaging: Developing authentic\",\"human-centered brand voices for startups and global companies. Content Marketing: Creating campaigns that secure coverage in high-profile outlets like TimeOut and The Telegraph.\"],\"knowsLanguage\":[\"English\",\"Spanish\"],\"jobTitle\":\"Copywriter\",\"worksFor\":\"Copywriter & Content Strategist\",\"url\":\"https:\/\/invoicefly.com\/es\/academy\/author\/ellie-mckenna\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Deudores: Definici\u00f3n, Ejemplos y Papel en la Contabilidad \u2013 Invoice Fly","description":"Aprende qu\u00e9 son los deudores, c\u00f3mo funcionan en contabilidad y la diferencia entre deudores y acreedores con ejemplos y conceptos para negocios.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/invoicefly.com\/es\/academia\/deudores\/","og_locale":"es_ES","og_type":"article","og_title":"Debtors in Accounting: Meaning, Examples &amp; How They Work","og_description":"Learn what debtors are, how they work in accounting, and the difference between debtors vs. creditors with examples and concepts for business.","og_url":"https:\/\/invoicefly.com\/es\/academia\/deudores\/","og_site_name":"Invoice Fly","article_publisher":"https:\/\/www.facebook.com\/invoiceflyapp\/","article_published_time":"2026-01-06T15:51:34+00:00","article_modified_time":"2026-02-13T10:09:56+00:00","og_image":[{"width":1552,"height":1034,"url":"https:\/\/invoicefly.com\/wp-content\/uploads\/2026\/01\/debtors-in-accounting-definition-and-management.webp","type":"image\/webp"}],"author":"Ellie McKenna","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Ellie McKenna","Tiempo de lectura":"9 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":["Article","BlogPosting"],"@id":"https:\/\/invoicefly.com\/academy\/debtors\/#article","isPartOf":{"@id":"https:\/\/invoicefly.com\/academy\/debtors\/"},"author":{"name":"Ellie McKenna","@id":"https:\/\/invoicefly.com\/#\/schema\/person\/9b249016c98109514c1c9ed16562ce67"},"headline":"Debtors in Accounting: Meaning, Examples &amp; How They Work","datePublished":"2026-01-06T15:51:34+00:00","dateModified":"2026-02-13T10:09:56+00:00","mainEntityOfPage":{"@id":"https:\/\/invoicefly.com\/academy\/debtors\/"},"wordCount":1776,"publisher":{"@id":"https:\/\/invoicefly.com\/#organization"},"image":{"@id":"https:\/\/invoicefly.com\/academy\/debtors\/#primaryimage"},"thumbnailUrl":"https:\/\/invoicefly.com\/wp-content\/uploads\/2026\/01\/debtors-in-accounting-definition-and-management.webp","articleSection":["Accounting","Manage your business"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/invoicefly.com\/academy\/debtors\/","url":"https:\/\/invoicefly.com\/academy\/debtors\/","name":"Deudores: Definici\u00f3n, Ejemplos y Papel en la Contabilidad \u2013 Invoice Fly","isPartOf":{"@id":"https:\/\/invoicefly.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/invoicefly.com\/academy\/debtors\/#primaryimage"},"image":{"@id":"https:\/\/invoicefly.com\/academy\/debtors\/#primaryimage"},"thumbnailUrl":"https:\/\/invoicefly.com\/wp-content\/uploads\/2026\/01\/debtors-in-accounting-definition-and-management.webp","datePublished":"2026-01-06T15:51:34+00:00","dateModified":"2026-02-13T10:09:56+00:00","description":"Aprende qu\u00e9 son los deudores, c\u00f3mo funcionan en contabilidad y la diferencia entre deudores y acreedores con ejemplos y conceptos para negocios.","breadcrumb":{"@id":"https:\/\/invoicefly.com\/academy\/debtors\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/invoicefly.com\/academy\/debtors\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/invoicefly.com\/academy\/debtors\/#primaryimage","url":"https:\/\/invoicefly.com\/wp-content\/uploads\/2026\/01\/debtors-in-accounting-definition-and-management.webp","contentUrl":"https:\/\/invoicefly.com\/wp-content\/uploads\/2026\/01\/debtors-in-accounting-definition-and-management.webp","width":1552,"height":1034,"caption":"debtors in accounting definition and management"},{"@type":"BreadcrumbList","@id":"https:\/\/invoicefly.com\/academy\/debtors\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Invoice Fly","item":"https:\/\/invoicefly.com\/"},{"@type":"ListItem","position":2,"name":"Manage your business","item":"https:\/\/invoicefly.com\/academy\/category\/manage-your-business\/"},{"@type":"ListItem","position":3,"name":"Legal &amp; Taxes","item":"https:\/\/invoicefly.com\/academy\/category\/manage-your-business\/legal-taxes\/"},{"@type":"ListItem","position":4,"name":"Debtors in Accounting: Meaning, Examples &amp; How They Work"}]},{"@type":"WebSite","@id":"https:\/\/invoicefly.com\/#website","url":"https:\/\/invoicefly.com\/","name":"Invoice Fly","description":"La Mejor App de Facturaci\u00f3n","publisher":{"@id":"https:\/\/invoicefly.com\/#organization"},"alternateName":"Invoice Fly","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/invoicefly.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/invoicefly.com\/#organization","name":"Invoice Fly","alternateName":"Invoice Fly","url":"https:\/\/invoicefly.com\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/invoicefly.com\/#\/schema\/logo\/image\/","url":"https:\/\/invoicefly.com\/wp-content\/uploads\/2023\/09\/invoice-fly-logo.png","contentUrl":"https:\/\/invoicefly.com\/wp-content\/uploads\/2023\/09\/invoice-fly-logo.png","width":524,"height":113,"caption":"Invoice Fly"},"image":{"@id":"https:\/\/invoicefly.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/invoiceflyapp\/","https:\/\/www.instagram.com\/invoiceflyapp\/","https:\/\/www.tiktok.com\/@invoicefly","https:\/\/www.youtube.com\/channel\/UCS20FuF4lzTotiD3cOHKYTg"],"description":"Invoice Fly te ayuda a enviar presupuestos y facturas, cobrar tarjetas de cr\u00e9dito y pagos en l\u00ednea r\u00e1pidamente, generar informes, rastrear gastos, organizar tus clientes y art\u00edculos y administrar tu negocio de servicios del hogar con facilidad.","legalName":"Invoice Fly"},{"@type":"Person","@id":"https:\/\/invoicefly.com\/#\/schema\/person\/9b249016c98109514c1c9ed16562ce67","name":"Ellie McKenna","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/invoicefly.com\/#\/schema\/person\/image\/778653f85262ef4c5d182923e5bf34b0","url":"https:\/\/invoicefly.com\/wp-content\/uploads\/2024\/12\/1713359745033.jpg","contentUrl":"https:\/\/invoicefly.com\/wp-content\/uploads\/2024\/12\/1713359745033.jpg","caption":"Ellie McKenna"},"description":"Ellie McKenna - Perfil del autor Nombre: Ellie McKenna Correo electr\u00f3nico: emckcreativesolutions@gmail.com LinkedIn: linkedin.com\/in\/ellie-mckenna Situaci\u00f3n profesional: Redactora independiente y redactora de contenidos; redactora en Vistaprint Ubicaci\u00f3n: Barcelona, Espa\u00f1a (Originaria de Irlanda - Mercado EUA) Acerca de Ellie McKenna Ellie McKenna es una din\u00e1mica redactora y estratega de contenidos con m\u00e1s de cinco a\u00f1os de experiencia en la creaci\u00f3n de narrativas convincentes para marcas globales, agencias y equipos internos. Afincada en Barcelona y procedente de Irlanda, Ellie est\u00e1 especializada en transformar ideas complejas en contenidos claros, atractivos y orientados a resultados. Su trabajo abarca sectores como el estilo de vida, las finanzas, los viajes y la tecnolog\u00eda, y ha aparecido en prestigiosas publicaciones como TimeOut, The Mirror y The Telegraph. Licenciada en Publicidad Empresarial y con un m\u00e1ster en Marketing Digital, Comunicaci\u00f3n y Liderazgo, Ellie combina la creatividad con la visi\u00f3n estrat\u00e9gica para ofrecer contenidos que resuenen entre el p\u00fablico y generen conversiones. Conocida por su ingenio y su pensamiento creativo, clientes como Pfizer, Giorgio Armani, LVMH y Vistaprint conf\u00edan en ella por su capacidad para hacer que el proceso de creaci\u00f3n de contenidos sea fluido e impactante. Cuando no est\u00e1 escribiendo, a Ellie se la puede encontrar explorando tiendas de artesan\u00eda, sumergi\u00e9ndose en un nuevo hobby o leyendo la \u00faltima novela de Dolly Alderton. Cualificaciones M\u00e1ster en Marketing Digital, Comunicaciones y Liderazgo, Universidad de Ulster, Reino Unido (Graduada en 2019) Licenciatura en Publicidad Empresarial, University College Dublin, Irlanda (Graduada en 2018) Desarrollo profesional: Certificaci\u00f3n de redacci\u00f3n publicitaria SEO (2022) Taller de escritura de guiones de voz en off y animaci\u00f3n (2021) Formaci\u00f3n en Google Ads y Analytics (2020) \u00c1reas de especializaci\u00f3n Redacci\u00f3n de contenidos: Entradas de blog de formato largo, art\u00edculos y comunicados de prensa optimizados para SEO y compromiso. Redacci\u00f3n publicitaria: Textos persuasivos para sitios web, campa\u00f1as de correo electr\u00f3nico, contenidos para redes sociales y materiales de relaciones p\u00fablicas que conviertan. Guiones de doblaje y animaci\u00f3n t\u00e9cnica: Guiones pulidos para contenidos de v\u00eddeo, incluidos v\u00eddeos explicativos y series de marca (por ejemplo: los v\u00eddeos de b\u00fasqueda visual de Armani). Estrategia de contenidos SEO: Creaci\u00f3n de contenidos basados en palabras clave para mejorar las clasificaciones de b\u00fasqueda y los v\u00ednculos de retroceso. Mensajes de marca: Desarrollo de voces de marca aut\u00e9nticas y centradas en el ser humano para startups y empresas globales. Marketing de contenidos: Creaci\u00f3n de campa\u00f1as que garantizan la cobertura en medios de alto perfil como TimeOut y The Telegraph. Experiencia profesional Redactor | Vistaprint, Barcelona, Espa\u00f1a (Abr. 2024 - Presente) Crear textos para campa\u00f1as de correo electr\u00f3nico, entradas de blog, relaciones p\u00fablicas, redes sociales y experiencias de marketing (MX) para una marca global de impresi\u00f3n y marketing. Colaborar con los equipos de dise\u00f1o y marketing para desarrollar contenido cohesivo y enfocado a la conversi\u00f3n. Optimizar el contenido para SEO, contribuyendo a aumentar la participaci\u00f3n del usuario y las tasas de clics. Voice-Over and Technical Animation Script Copywriter | Propulse Video (TransPerfect), Barcelona, Espa\u00f1a (Ene. 2022 - Presente) Escribir guiones concisos y atractivos para series de v\u00eddeo de marca, incluyendo un v\u00eddeo de b\u00fasqueda visual de tres partes para Giorgio Armani. Garantizar que los guiones se alineen con el tono y los objetivos del cliente, transmitiendo mensajes lujosos pero accesibles. Contribuir al desarrollo creativo, desde la planificaci\u00f3n narrativa hasta los comentarios posteriores a la producci\u00f3n. Freelance Copywriter | EMCK Creative Copywriting, Remote (Jan. 2022 - Present) Proporcionar servicios de redacci\u00f3n y contenido para clientes globales, incluyendo Pfizer, LVMH, Samsung, y M\u00e9decins Sans Fronti\u00e8res. Especializada en guiones de voz en off, blogs SEO y mensajes de marca para marcas lideradas por mujeres y centradas en mujeres. Conseguir backlinks y cobertura en publicaciones como TimeOut, The Mirror y The Telegraph mediante marketing de contenidos estrat\u00e9gico. Communication and Engagement Officer | Department for Communities, Belfast, UK (Nov. 2023 - Abr. 2024) Desarroll\u00f3 estrategias de comunicaci\u00f3n y contenidos para iniciativas de compromiso con la comunidad. Producci\u00f3n de comunicaciones internas y externas, incluyendo informes y materiales de cara al p\u00fablico. Ejecutivo de Marketing de Contenidos | Minty Digital, Barcelona, Espa\u00f1a (Ene. 2023 - Nov. 2023) Creaci\u00f3n de contenidos SEO de largo formato para los sectores de estilo de vida, finanzas y viajes, asegurando backlinks en publicaciones globales. Gestion\u00e9 calendarios de contenido y colabor\u00e9 con los clientes para alinear el contenido con los objetivos de marketing. Utilic\u00e9 Google Analytics para optimizar el rendimiento de los contenidos, aumentando el tr\u00e1fico org\u00e1nico en 20% para campa\u00f1as clave. Marketing and Communication Officer | Northern Ireland Civil Service (DAERA NI), Belfast, UK (dic. 2020 - ene. 2023) Produjo materiales de marketing y comunicaciones para programas agr\u00edcolas y medioambientales. Dirig\u00ed la creaci\u00f3n de contenidos para campa\u00f1as digitales e impresas, mejorando la concienciaci\u00f3n y el compromiso del p\u00fablico. Affiliate Marketing and Content Executive | Westwood One, Greater New York City Area, USA (Oct. 2018 - Sep. 2019) Desarroll\u00f3 contenidos y campa\u00f1as de marketing de afiliaci\u00f3n para una empresa l\u00edder en medios de comunicaci\u00f3n. Escribi\u00f3 publicaciones de blog, correos electr\u00f3nicos y contenido de redes sociales para impulsar las conversiones de afiliados. Logros anteriores Asegur\u00f3 backlinks y cobertura en TimeOut, The Mirror y The Telegraph para contenido de estilo de vida, finanzas y viajes en Minty Digital. Escribi\u00f3 una serie de guiones de voz en off de tres partes para la funcionalidad de b\u00fasqueda visual de Giorgio Armani, elogiada por su tono lujoso y su claridad. Aument\u00f3 el tr\u00e1fico org\u00e1nico en 20% para las campa\u00f1as de contenidos de Minty Digital mediante la optimizaci\u00f3n SEO (2023). Publicaci\u00f3n de contenidos para Vistaprint que mejoraron las tasas de clics de las campa\u00f1as de correo electr\u00f3nico en 15% (2024). Reconocido por el director general de B\u00e9im Digital por ofrecer un contenido \u201cextraordinario\u201d que gener\u00f3 resultados tangibles. Referencias Eamon Corcoran, CEO de B\u00e9im Digital: \u201cLa capacidad de Ellie para convertir ideas en textos convincentes es extraordinaria. Su contenido resuena y genera resultados\u201d. Disponible a petici\u00f3n: Referencias adicionales de clientes como Propulse Video y Vistaprint. Contacto Para consultas sobre colaboraci\u00f3n o para hablar de tu proyecto, ponte en contacto con Ellie en emckcreativesolutions@gmail.com o a trav\u00e9s de LinkedIn. Visita elliemckenna.com para explorar su portafolio y servicios.","sameAs":["http:\/\/elliemckenna.com","https:\/\/www.linkedin.com\/in\/ellie-mckenna\/"],"gender":"female","award":["Eamon Corcoran","CEO","B\u00e9im Digital: \u201cEllie\u2019s ability to turn ideas into compelling copy is nothing short of remarkable. Her content resonates and drives results.\u201d Available Upon Request: Additional references from clients like Propulse Video and Vistaprint"],"knowsAbout":["Invoicing","SaaS","Mobile Apps","Accounting","Home Service Industry. Content Writing: Long-form blog posts","articles","and press releases optimized for SEO and engagement. Copywriting: Persuasive website copy","email campaigns","social media content","and PR materials that convert. Voice-Over & Technical Animation Scripts: Polished scripts for video content","including explainer videos and branded series (e.g.","Armani\u2019s visual search videos). SEO Content Strategy: Crafting keyword-driven content to boost search rankings and backlinks. Brand Messaging: Developing authentic","human-centered brand voices for startups and global companies. Content Marketing: Creating campaigns that secure coverage in high-profile outlets like TimeOut and The Telegraph."],"knowsLanguage":["English","Spanish"],"jobTitle":"Copywriter","worksFor":"Copywriter & Content Strategist","url":"https:\/\/invoicefly.com\/es\/academy\/author\/ellie-mckenna\/"}]}},"authors":[{"term_id":101,"user_id":6,"is_guest":0,"slug":"ellie-mckenna","display_name":"Ellie McKenna","avatar_url":{"url":"https:\/\/invoicefly.com\/wp-content\/uploads\/2024\/12\/1713359745033.jpg","url2x":"https:\/\/invoicefly.com\/wp-content\/uploads\/2024\/12\/1713359745033.jpg"},"author_category":"1","first_name":"Ellie","last_name":"McKenna","user_url":"http:\/\/elliemckenna.com","job_title":"Freelance Copywriter and Content Writer; Copywriter at Vistaprint","description":"<h3>Ellie McKenna - Perfil del autor<\/h3>\r\n<p><strong>Nombre<\/strong>: Ellie McKenna\r\n<strong>Correo electr\u00f3nico<\/strong>: emckcreativesolutions@gmail.com\r\n<strong>LinkedIn<\/strong>: linkedin.com\/in\/ellie-mckenna\r\n<strong>Estatuto profesional<\/strong>: Redactora aut\u00f3noma y redactora de contenidos; redactora en Vistaprint\r\n<strong>Ubicaci\u00f3n<\/strong>: Barcelona, Espa\u00f1a (Procedente de Irlanda - Mercado EUA)<\/p>\r\n\r\n<h3>Acerca de Ellie McKenna<\/h3>\r\n<p>Ellie McKenna es una din\u00e1mica redactora y estratega de contenidos con m\u00e1s de cinco a\u00f1os de experiencia en la creaci\u00f3n de narrativas convincentes para marcas globales, agencias y equipos internos. Con sede en Barcelona y procedente de Irlanda, Ellie est\u00e1 especializada en transformar ideas complejas en contenidos claros, atractivos y orientados a resultados. Su trabajo abarca sectores como el estilo de vida, las finanzas, los viajes y la tecnolog\u00eda, y ha aparecido en prestigiosas publicaciones como <em>TimeOut<\/em>, <em>El espejo<\/em>, y <em>El tel\u00e9grafo<\/em>.<\/p>\r\n<p>Con un <strong>Licenciatura en Publicidad Empresarial<\/strong> y un <strong>M\u00e1ster en Marketing Digital, Comunicaci\u00f3n y Liderazgo<\/strong>, Ellie combina la creatividad con la visi\u00f3n estrat\u00e9gica para ofrecer contenidos que resuenen en el p\u00fablico y generen conversiones. Conocida por su ingenio r\u00e1pido y su pensamiento creativo, clientes como Pfizer, Giorgio Armani, LVMH y Vistaprint conf\u00edan en ella por su capacidad para hacer que el proceso de creaci\u00f3n de contenidos sea fluido e impactante. Cuando no est\u00e1 escribiendo, a Ellie se la puede encontrar explorando tiendas de artesan\u00eda, sumergi\u00e9ndose en un nuevo hobby o leyendo la \u00faltima novela de Dolly Alderton.<\/p>\r\n\r\n<h3>Cualificaciones<\/h3>\r\n<p><strong>M\u00e1ster en Marketing Digital, Comunicaci\u00f3n y Liderazgo<\/strong>, Universidad de Ulster, Reino Unido (Graduado en 2019)<\/p>\r\n<p dir=\"ltr\"><strong>Licenciatura en Publicidad Empresarial<\/strong>, University College Dublin, Irlanda (Graduado en 2018)<\/p>\r\n<p><strong>Desarrollo profesional<\/strong>:<\/p>\r\n<p>Certificaci\u00f3n SEO Copywriting (2022)<\/p>\r\n<p>Taller de redacci\u00f3n de guiones de doblaje y animaci\u00f3n (2021)<\/p>\r\n<p>Formaci\u00f3n en Google Ads y Analytics (2020)<\/p>\r\n\r\n<h3>\u00c1reas de especializaci\u00f3n<\/h3>\r\n<p><strong>Redacci\u00f3n de contenidos<\/strong>: Entradas de blog, art\u00edculos y comunicados de prensa de formato largo optimizados para SEO y captaci\u00f3n.<\/p>\r\n<p><strong>Redacci\u00f3n publicitaria<\/strong>: Textos persuasivos para sitios web, campa\u00f1as de correo electr\u00f3nico, contenidos para redes sociales y materiales de relaciones p\u00fablicas que conviertan.<\/p>\r\n<p><strong>Guiones de doblaje y animaci\u00f3n t\u00e9cnica<\/strong>: Guiones pulidos para contenidos de v\u00eddeo, incluidos v\u00eddeos explicativos y series de marca (por ejemplo: v\u00eddeos de b\u00fasqueda visual de Armani).<\/p>\r\n<p><strong>Estrategia de contenidos SEO<\/strong>: Creaci\u00f3n de contenidos basados en palabras clave para mejorar el posicionamiento y los v\u00ednculos de retroceso.<\/p>\r\n<p><strong>Mensajes de marca<\/strong>: Desarrollo de voces de marca aut\u00e9nticas y centradas en el ser humano para startups y empresas globales.<\/p>\r\n<p><strong>Marketing de contenidos<\/strong>: Crear campa\u00f1as que garanticen la cobertura en medios de gran visibilidad como <em>TimeOut<\/em> y <em>El tel\u00e9grafo<\/em>.<\/p>\r\n\r\n<h3>Experiencia profesional<\/h3>\r\n<h4>Redactora | Vistaprint, Barcelona, Espa\u00f1a (Abr. 2024 - Presente)<\/h4>\r\n<p dir=\"ltr\">Crear textos para campa\u00f1as de correo electr\u00f3nico, entradas de blog, relaciones p\u00fablicas, redes sociales y experiencias de marketing (MX) para una marca global de impresi\u00f3n y marketing.<\/p>\r\n<p>Colaborar con los equipos de dise\u00f1o y marketing para desarrollar contenidos coherentes y centrados en la conversi\u00f3n.<\/p>\r\n<p>Optimizar el contenido para SEO, contribuyendo a aumentar la participaci\u00f3n de los usuarios y las tasas de clics.<\/p>\r\n\r\n<h4>Locutora y guionista t\u00e9cnica de animaci\u00f3n | Propulse Video (TransPerfect), Barcelona, Espa\u00f1a (Ene. 2022 - Presente)<\/h4>\r\n<p>Escribir guiones concisos y atractivos para series de v\u00eddeo de marca, incluido un v\u00eddeo de b\u00fasqueda visual de tres partes para Giorgio Armani.<\/p>\r\n<p>Garantizar que los guiones se ajusten al tono y los objetivos del cliente, transmitiendo mensajes lujosos pero accesibles.<\/p>\r\n<p>Contribuir al desarrollo creativo, desde la planificaci\u00f3n narrativa hasta los comentarios posteriores a la producci\u00f3n.<\/p>\r\n\r\n<h4>Copywriter Freelance | EMCK Creative Copywriting, Remoto (Ene. 2022 - Presente)<\/h4>\r\n<p>Prestar servicios de redacci\u00f3n y contenidos para clientes de todo el mundo, como Pfizer, LVMH, Samsung y M\u00e9dicos sin Fronteras.<\/p>\r\n<p>Especializada en guiones de voz en off, blogs SEO y mensajes de marca para marcas dirigidas por mujeres y centradas en mujeres.<\/p>\r\n<p>Conseguir backlinks y cobertura en publicaciones como <em>TimeOut<\/em>, <em>El espejo<\/em>, y <em>El tel\u00e9grafo<\/em> a trav\u00e9s del marketing de contenidos estrat\u00e9gico.<\/p>\r\n\r\n<h4>Responsable de Comunicaci\u00f3n y Participaci\u00f3n | Department for Communities, Belfast, Reino Unido (nov. 2023 - abr. 2024)<\/h4>\r\n<p>Desarrollo de estrategias de comunicaci\u00f3n y contenidos para iniciativas de participaci\u00f3n comunitaria.<\/p>\r\n<p>Elaboraci\u00f3n de comunicaciones internas y externas, incluidos informes y material de cara al p\u00fablico.<\/p>\r\n\r\n<h4>Ejecutivo de Marketing de Contenidos | Minty Digital, Barcelona, Espa\u00f1a (Ene. 2023 - Nov. 2023)<\/h4>\r\n<p>Creaci\u00f3n de contenidos SEO de formato largo para los sectores de estilo de vida, finanzas y viajes, asegurando backlinks en publicaciones mundiales.<\/p>\r\n<p>Gesti\u00f3n de calendarios de contenidos y colaboraci\u00f3n con los clientes para alinear los contenidos con los objetivos de marketing.<\/p>\r\n<p>Utilizaci\u00f3n de Google Analytics para optimizar el rendimiento de los contenidos, aumentando el tr\u00e1fico org\u00e1nico en 20% para campa\u00f1as clave.<\/p>\r\n\r\n<h4>Responsable de Marketing y Comunicaci\u00f3n | Northern Ireland Civil Service (DAERA NI), Belfast, Reino Unido (dic. 2020 - ene. 2023)<\/h4>\r\n<p>Elaboraci\u00f3n de materiales de marketing y comunicaciones para programas agr\u00edcolas y medioambientales.<\/p>\r\n<p>Dirigi\u00f3 la creaci\u00f3n de contenidos para campa\u00f1as digitales e impresas, mejorando la concienciaci\u00f3n y el compromiso del p\u00fablico.<\/p>\r\n\r\n<h4>Ejecutivo de marketing de afiliaci\u00f3n y contenidos | Westwood One, \u00e1rea metropolitana de Nueva York, Estados Unidos (oct. 2018 - sep. 2019)<\/h4>\r\n<p>Desarrollo de contenidos y campa\u00f1as de marketing de afiliaci\u00f3n para una importante empresa de medios de comunicaci\u00f3n.<\/p>\r\n<p>Redacci\u00f3n de entradas de blog, correos electr\u00f3nicos y contenidos para redes sociales con el fin de impulsar las conversiones de los afiliados.<\/p>\r\n\r\n<h3>Logros anteriores<\/h3>\r\n<p>Backlinks asegurados y cobertura en <em>TimeOut<\/em>, <em>El espejo<\/em>, y <em>El tel\u00e9grafo<\/em> para contenidos de estilo de vida, finanzas y viajes en Minty Digital.<\/p>\r\n<p>Escribi\u00f3 una serie de guiones de voz en off en tres partes para la funcionalidad de b\u00fasqueda visual de Giorgio Armani, elogiada por su tono lujoso y su claridad.<\/p>\r\n<p>Aumento del tr\u00e1fico org\u00e1nico en 20% para las campa\u00f1as de contenidos de Minty Digital gracias a la optimizaci\u00f3n SEO (2023).<\/p>\r\n<p>Contenido publicado para Vistaprint que mejor\u00f3 el porcentaje de clics en las campa\u00f1as de correo electr\u00f3nico en un 15% (2024).<\/p>\r\n<p>Reconocido por el director general de B\u00e9im Digital por ofrecer contenidos \u201cextraordinarios\u201d que generaron resultados tangibles.<\/p>\r\n\r\n<h3>Referencias<\/h3>\r\n<p><strong>Eamon Corcoran<\/strong>, director general de B\u00e9im Digital: \u201cLa capacidad de Ellie para convertir ideas en textos convincentes es extraordinaria. Su contenido resuena y genera resultados\u201d.\u201d<\/p>\r\n<p><strong>Disponible previa petici\u00f3n<\/strong>: Referencias adicionales de clientes como Propulse Video y Vistaprint.<\/p>\r\n\r\n<h3>Contacto<\/h3>\r\n<p>Para consultas sobre colaboraci\u00f3n o para hablar de tu proyecto, ponte en contacto con Ellie en emckcreativesolutions@gmail.com o a trav\u00e9s de LinkedIn. Visita elliemckenna.com para explorar su portafolio y servicios.<\/p>"}],"_links":{"self":[{"href":"https:\/\/invoicefly.com\/es\/wp-json\/wp\/v2\/posts\/86349","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/invoicefly.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/invoicefly.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/invoicefly.com\/es\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/invoicefly.com\/es\/wp-json\/wp\/v2\/comments?post=86349"}],"version-history":[{"count":1,"href":"https:\/\/invoicefly.com\/es\/wp-json\/wp\/v2\/posts\/86349\/revisions"}],"predecessor-version":[{"id":88785,"href":"https:\/\/invoicefly.com\/es\/wp-json\/wp\/v2\/posts\/86349\/revisions\/88785"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/invoicefly.com\/es\/wp-json\/wp\/v2\/media\/86350"}],"wp:attachment":[{"href":"https:\/\/invoicefly.com\/es\/wp-json\/wp\/v2\/media?parent=86349"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/invoicefly.com\/es\/wp-json\/wp\/v2\/categories?post=86349"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/invoicefly.com\/es\/wp-json\/wp\/v2\/tags?post=86349"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/invoicefly.com\/es\/wp-json\/wp\/v2\/ppma_author?post=86349"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}