{"id":90367,"date":"2026-03-01T12:16:25","date_gmt":"2026-03-01T11:16:25","guid":{"rendered":"https:\/\/invoicefly.com\/?p=90367"},"modified":"2026-03-19T19:36:10","modified_gmt":"2026-03-19T18:36:10","slug":"factoring-de-facturas","status":"publish","type":"post","link":"https:\/\/invoicefly.com\/es\/academy\/invoice-factoring\/","title":{"rendered":"Factorizaci\u00f3n de facturas: C\u00f3mo las peque\u00f1as empresas mejoran r\u00e1pidamente su tesorer\u00eda"},"content":{"rendered":"\t\t
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Invoice factoring is a financial transaction that allows a business to sell its unpaid customer invoices to a third-party factoring company in exchange for immediate cash\u2014usually 70% to 90% of the invoice amount upfront. Instead of waiting 30, 60, or even 90 days for customers to pay, companies use invoice factoring to stabilize cash flow, cover operating expenses, and continue growing without taking on traditional debt.<\/p>\n\n\n\n

Read our guide to understand what invoice factoring is and how it works, pros and cons of factoring agreements, and when invoice factoring for small businesses makes sense.<\/p>\n\n\n\n

What Is Invoice Factoring?<\/strong><\/h2>\n\n\n\n
\"Small<\/figure>\n\n\n\n

Invoice factoring is the sale of accounts receivable to a factoring company at a discount. Instead of borrowing money, you convert unpaid invoices into immediate working capital.<\/p>\n\n\n\n

This distinction matters:<\/p>\n\n\n\n